Electronic Banking Internet Communication Standard

The Electronic Banking Internet Communication Standard (EBICS) is a data transmission protocol that was developed by the German Banking Industry Committee as a norm for user-to-bank communication. EBICS lets corporate customers conduct their electronic banking transactions flexibly, securely and effectively over the Internet. It allows users to transmit large volumes of data (e.g. payment files) directly to their banks and retrieve account statements automatically according to the configured settings.

An agreement within the German banking industry means that most of the country’s banks now implement and offer EBICS, and use the same technical specifications. Since the electronic data formats for payment orders and account information have also been standardised, customers only need a single multi-banking software product to manage all their EBICS-enabled accounts.

DZ BANK  offers the multi-banking software product GENO cash and the Electronic Banking-Portal Multiport.




Our account managers would be happy to give you detailed advice on the various transaction banking options available to you:




Germany: +49 251 7133 - 5830
Hong Kong: +49 251 7133 - 5832
London: +49 251 7133 - 5833
Singapore: +49 251 7133 - 5834
hotline for blocking bank access: +49 251 7133 - 5836

Available from: 07:30h - 18:00h (CET)
hotline for blocking bank access: 24/7

For further information

The German Banking Industry Committee’s EBICS website (English language):